Everyone hopes and expects their children will outlive them. But if your child predeceases you, your home will be an asset of your child’s estate, and will now belong to his or her heirs.

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While more people do estate planning earlier in their lifetimes today, there are many who have yet to take that important step.

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By Linda T. Cammuso Death and taxes are certainties in life, we’ve all heard that. What you may not know is that the likelihood of becoming disabled is much greater than the likelihood of dying. Proper planning for either disability or death is one of the most thoughtful things you can do for your family. […]

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By Linda T. Cammuso People generally recognize the importance of long-term care and nursing home planning — just not always when it comes to themselves or their loved ones. Many people live in denial that they would ever face that situation. As an estate planner, I often meet people from the “it-can-never-happen-to-me group,” who have […]

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By Linda T. Cammuso Avoidance behavior is easy and we all practice it to an extent. More often than not, though, people make mistakes by delaying important decisions that can have profoundly negative consequences for them and their loved ones. When it comes to estate planning here are four major mistakes that people make before […]

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By Linda T. Cammuso Last month, I discussed the use of living trusts as an effective technique for probate avoidance and contrasted trusts with some of the risky or unfavorable techniques people often use to avoid probate (such as titling assets in children’s names). People’s efforts to avoid probate are often motivated by fear of […]

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