By David A. L’Ecuyer In order to be eligible to join a credit union, the potential member must fit into the Field of Membership (FOM) and charter of the credit union. Historically, credit unions were made available for a particular employer (i.e. IBM, Digital, New England Telephone, Mass Electric, etc.). While many employers have changed […]

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Taking maximum advantage of tax breaks and other strategies will make savings last longer, which is critical for those living on a fixed income.

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By David A. L’Ecuyer Many people get confused or simply don’t appreciate the difference between banks and credit unions. Both banks and credit unions offer many of the same services. These financial services include auto loans, home equity loans, personal checking accounts, business checking accounts, personal savings accounts, CDs, debit cards, Visa Credit Cards, safe […]

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By Joe Casper Recently I went into an Asian restaurant and asked the young waiter, “My father loved chicken chow-mein. How is it here?” To which the waiter replied, “Old school.” So what is new school? Based on the waiter’s response, it was clear that this remains a choice, but more people are ordering new […]

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By Joe Casper More and more people have the desire to return to their homeland in the event of their death. The old adage applies, “Home is where the heart is.” With America’s ever expanding ethnic diversity, there are increasing numbers of people who want to repatriate to their homeland. For many, funeral-shipping expenses can […]

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WASHINGTON — The “golden years” may lose some luster for many baby boomers worried about the financial pressures that come with age Many of the nation’s 77 million boomers are worried about being able to pay their medical bills as they get older, a new poll finds. The concern is so deep that it outpaces […]

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